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Retirement Estimate Calculators

Retirement Estimate Calculators

The calculators on this page may be used to estimate your potential service retirement benefits. They do not include applicable factors for disability retirement benefit calculations. Please visit the Request for Estimate of Retirement Benefits page if you need an estimate for disability retirement.

Note: Retirement estimates are not binding on TRS and are subject to audit, adjustment, and correction. If you wish to receive a written estimate of your projected retirement benefits from TRS, please either:

Retirement Estimate Calculator

Two retirement estimate calculators are provided. Most members should select the "Retirement Estimate Calculator" which calculates benefits in accordance with the most recent changes in TRS Laws and Rules. Some members, however, may be able to select the "Retirement Estimate Calculator For Grandfathered Members". Select this calculator if you met any one of the following criteria while you were a TRS member on or before August 31, 2005:

  • you attained age 50; or
  • your age and years of service credit totaled at least 70 ("Rule of 70"); or
  • you had at least 25 years of credited service.

The following calculators do not require a password.  They enable you to project your years of service credit, age at retirement, and highest annual salaries.


MyTRS Calculator

TRS active members with valid passwords can now obtain access to their most recent TRS annual statement through the TRS website. MyTRS also offers active members an opportunity to calculate retirement annuity estimates online with their individual data obtained from TRS records.

The following calculator requires a password. The MyTRS Calculator automatically imports current data from your TRS records such as your years of service credit, and highest annual salaries.


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